Individual iB Barokah Current Account

The Individual iB Barokah Current Account is a deposit in IDR currency managed based on Sharia principles, where withdrawals can be made at any time using Checks, Bilyet Giro, other payment order instruments, or via Book Transfer.

  • Key Product Features
    • Initial Deposit:
      • Individual iB Barokah Current Account (Wadiah contract): Rp. 750,000
      • Individual iB Barokah Current Account (Mudharabah contract): Rp. 1,000,000
    • Minimum Balance:
      • Individual iB Barokah Current Account (Wadiah contract): Rp. 500,000
      • Individual iB Barokah Current Account (Mudharabah contract): Rp. 750,000
    • Profit Sharing Ratio (Nisbah):
      • Individual iB Barokah (Wadiah contract): The Bank provides a bonus in an amount determined by the bank's internal policy.
      • Individual iB Barokah (Mudharabah contract): 5.00% : 95.00%
    • Guaranteed Interest Rate: In accordance with the Indonesia Deposit Insurance Corporation (LPS) regulations
  • Fees
    • Monthly Administration Fee: Rp. 20,000
    • Account Closing Fee: Rp. 50,000
  • Benefits
    • Current account in accordance with Sharia principles
    • Low administration fees
  • Requirements and Procedures
    • Fill out the account opening form/contract
    • Submit a copy of valid personal identity (E-KTP/Passport/KITAP/KITAS)
    • Submit a copy of the Tax ID (NPWP)
    • Submit 2 sheets of 4x6 photographs
  • RIPLAY (Product or Service Information Summary)
    • The General Version of RIPLAY (Product and Service Information Summary) is a standard document containing comprehensive important information regarding financial products or services.
    • Individual iB Barokah RIPLAY

For requirements, terms/further information regarding our products, please contact Bank Jatim Info at 14044 or visit the nearest Bank Jatim Branch Office.