Deposito Barokah

Deposito Barokah is an IDR Currency Investment which is managed by Sharia Principles for Individual and corporates

  1. Akad
    Mudharabah Muthlaqah atau Mudharabah Muqayyadah
  2. Fasilitas
    1. Bilyet Deposit
    2. Flexible Timing Options: 1, 3, 6, 12 Months
  3. Benefits
    1. Secure and available funds at all time
    2. Can be processed by Individual or Institution
    3. Online transaction throughout all sharia branches and sharia service office of bank Jatim
    4. Profit sharing can be transferred to a saving account, Giro, or increasing the principal of investment (Capitalization)
    5. Provide Automatic Roll Offer Time Deposit (ARO)
    6. Higher profit Sharing Ratio than a saving account
    7. Disbursements before the Due Date are not subject to Penalty fees
    8. Can be used as a guarantee for financing
  4. Requirements
    1. Individual
      • Submit a copy of valid Identity (Identity Card, Driver License, Passport for indonesian, Passport for Temporary Stay Permit Card for foreigners), Tax Registration Number
      • Submit the minimum deposit of Rp1.000.000
    2. Institution
      • Submit a copy of valid Identity (Identity Card, Driver License, Passport for Indonesian, and Passport and Temporary Stay Permit Card for foreigners), the Director of Tax Registration Number which signed the Specimen
      • Submit 2 pieces of 4 x 6 sized-Photo Pass
      • Submit the minimum deposit of Rp2.000.000
      • Submit the Letter of Business Permit and Company Registration
      • Submit the Company Tax Registration Number
      • Submit the Decree of the Minister of Justice
      • Submit Deed Establishment and the license of the company
      • Company stamp
  5. Features and Cost
    Component 1 Month 3 Month 6 Month 12 Month
    Opening Account Rp1.000.000 Rp1.000.000 Rp1.000.000 Rp1.000.000
    Account Opening Stamp fee Rp6.000 Rp6.000 Rp6.000 Rp6.000
    Minimum Monthly Deposit
    Passive Account Administration Fees
    Monthly Administration Fee
    Closing Account Fee
    Account Closing Stamp fee Rp6.000 Rp6.000 Rp6.000 Rp6.000
    Minimum Balance
    Replace lost / damaged books
    Ratio 38%:62% 51%:49% 48,5:51,5% 43%:57%
    *)The terms and conditions can be change at any time

For futher information about our product, please call Info Bank Jatim 14044 or come directly to the nearst branch offices Bank Jatim sharia