RC BPR Credit

Working capital credit intended for BPRs (Rural Banks) with a revolving system.

  • Main Product Features
    • The purpose of use is productive
    • Ceiling/Limit >Rp500,000,000 (five hundred million rupiah) up to Rp25,000,000,000 (twenty-five billion rupiah) if distributed to Perbamida BPRs and a max of Rp15,000,000,000 (fifteen billion rupiah) if distributed to Perbarindo BPRs;
    • Interest rate 8% p.a. effective floating rate;
    • Term of 12 months and can be extended a maximum of 2 times.
  • Benefits
    • BPR liquidity is better maintained at all times. BPRs can withdraw funds as needed using checks and bilyet giro, facilitating daily operational management.
    • Readily Available Funds (Revolving): Funds that have been repaid can be withdrawn again as long as it is still within the credit agreement period, providing instant capital access when needed.
    • Interest Efficiency (Cost Savings): Interest is calculated daily based on the amount of funds used, so if there is an undrawn ceiling, no interest will be charged.
  • Requirements
    • Credit Application Approval Letter from the Board of Commissioners (for BPRs in the form of a Limited Liability Company), or the Supervisory Board (for BPRs in the form of a Regional Company, Cooperative, or Foundation)
    • Personal Identity of Directors and Commissioners (copy of ID Card/KTP, Family Card/KSK)
    • Company Deed of Establishment along with articles of association and its latest amendments
    • Latest Bank Soundness Level
    • Audited Financial Statements for the last year and in-house for the last month
    • Company profile
    • Composition of Management
    • The BPR and BPR Management do not have credit arrears (SLIK) and are not listed in the National Blacklist of Bank Indonesia (DHN BI).
  • RIPLAY (Product or Service Information Summary)
    • The general version of RIPLAY (Product and Service Information Summary) is a standard document that contains comprehensive important information regarding financial products or services
    • BPR RC Credit RIPLAY

For further requirements, terms, or information regarding our products, please contact Bank Jatim Info 14044 or visit a Bank Jatim Branch Office directly.