Multiguna Loan

  • Credit that granted to fulfill all consumptive needs
  • Target:
    Credit that granted to civil servant, civil servant candidate, BUMN/BUMD employee candidate, TNI/POLRI member, legislator, private company employee, retiree and retired, contractor, Honorary Staff, and village officials
  • Plafond :
    Proportional according to salary
  • Interest Rate :
    Low, competitive, and attractive interest rate
  • Time Period :
    1. Civil Servants (PNS), a maximum of 20 years
    2. BUMN / BUMD employees, maximum 20 years
    3. PERUM employees,
    4. Permanent Non PNS BLUD Employees, Maximum 10 years
    5. Educational institutions,
    6. TNI / POLRI members, maximum 15 years
    7. Employees of private companies, maximum 8 years
    8. Legislative members, during their service period
    9. Foundation employees, a maximum of 8 years
    10. Cooperative employees; maximum 8 years
    11. Candidates for Civil Servants (CPNS) and candidates for BUMN / BUMD employees for a maximum of 10 years
  • Application Requirements :
    1. Recommendation Letter from the Head of Department/Company
    2. Copy of ID card and KSK, NIP, employee card each 2 (two) pieces
    3. The color photograph 2 (two) pieces
    4. Reference Letter of civil servant appointment/fixed employee and the last Reference Letter
    5. Reference Letter of salary reception / income that made the Treasurer and known the Head of the Department/Company
    6. Authorization letter to cut / dispense the salary (from the applicant to the Bank)
    7. Reference Letter from the Treasurer that able to cut salaries as installment loans known by the Head of Department/Company
    8. Other Requirements as required

Terms, conditions/for more information about our products, please contact Info Bank Jatim 14044 or visit branch offices Bank Jatim.