Kredit Koperasi

KREDIT KEPADA KOPERASI (KKOP) is a credit which granted to cooperative to fulfill the needs of cooperative as an institution
Target
1. Koperasi Pegawai Republik Indonesia (KPRI),
2. Employee / BUMN/BUMD / bonafide private company Cooperative,
3. TNI – POLRI Cooperative,
4. Pusat Koperasi Unit Desa Jawa Timur (PUSKUD JATIM)
5. Pusat Koperasi Wanita Jawa Timur (PUSKOWANJATIM)
6. Multipurpose Cooperative (KSU),
7. Saving and Loan Cooperative (KSP), and,
8. Others Cooperative.
Plafond
Determined based on the result of credit analysis needs assessment and the ability of credit repayment
Interest Rate
Low, competitive, and attractive interest rate.
Time Period
1. Source of Funds for Bank Jatim
  1. Working Capital Credit for a maximum of 3 (three) years
  2. In vestment credit for a maximum of 5 (five) years
2. Source of Funds LPDB KUMKM
  1. The maximum installment working capital is 3 (three) years
  2. Maximum investment of 4 (four)
Guarantee
1. Main Guarantee is the feasibility enterprise;
2. Additional Guarantee:
  1. Moving items, such as Certificate of Ownership of Motor Vehicles
  2. Immovable items, such as Freehold Title of Land
Application Requirements
1. Photograph of the entire boards 4x6,
2. Copy of personal identity (ID card / driving license / Reference Letter from the village head/urban village head if the ID card is not applicable) of the entire boards,
3. Copy of the Establishment Deed following the changes legalized by the department,
4. Copy of Cooperative Legal Entity legalized by the department,
5. Copy of the Member Annual Meeting (RAT) report last recently 2 (two) years legalized by the department,
6. List the arrangement of boards and supervisors legalized by the department,
7. TIN, SIUP / TDP,
8. List and count the member and/or member candidate,
9. If the cooperative already has SIUP / TDP / TDI, please submit the copy to the Bank,