Jatim Micro Loan

Credit/working capital financing and/or investment for productive and feasible individuals at the MSME scale.

  • Fees
    • Provision Fee: 0.50% of the credit limit
    • Administration Fee: IDR 25,000 to IDR 250,000 depending on the credit limit
    • Collateral Appraisal Fee: IDR 50,000 to IDR 1,000,000 depending on the credit limit
    • Prepayment Penalty: Penalty for early settlement before maturity is 5 times the installment amount
    • Late Penalty: 1% per month calculated from the principal and interest arrears
  • Benefits
    • Strengthening business capital capabilities to support the policy of accelerating real sector development and MSME empowerment
    • Increasing and expanding access to financing for productive businesses
    • Enhancing the competitive capacity of Micro, Small, and Medium Enterprises
    • Encouraging economic growth and employment absorption
  • RIPLAY (Product or Service Information Summary)
    • RIPLAY (Product and Service Information Summary) general version is a standard document containing comprehensive important information regarding financial products or services
    • RIPLAY Jatim Mikro Credit ->
  • 1% LOYALTY CUSTOMER PROMO
    • A cost cashback promo for Jatim Mikro Credit debtors who perform a Top Up, provided the credit has been running for 2 years with a "Smooth" payment status
    • Currency: IDR
    • Promo: 1% Interest Cost Cashback
    • Benefits:
      1. Providing appreciation to high-performing debtors
      2. Increasing the Bank Jatim Micro Credit portfolio
      3. Increasing and expanding access to financing for productive businesses
      4. Enhancing the competitive capacity of Micro, Small, and Medium Enterprises
      5. Encouraging economic growth and job creation

For requirements, further terms, or information regarding our products, please contact Info Bank Jatim at 14044 or visit the nearest Bank Jatim Branch Office.