Linkage BPR Credit

TARGET:
- Linkage BPR executing pattern
- BPR linkage channeling pattern
- Linkage BPR joint financing pattern
- Linkage BPR executing pattern

INTEREST RATE:
Interest rates are in accordance with applicable regulations
JANGKA WAKTU
- Linkage BPR Executing Pattern
  The term of the credit facility to the BPR
  - BPR Perbramid a maximum of 16 (sixteen) years;
  - BPR Perbarindo maximum 6 (six) years tahun
- Linkage BPR Channeling Scheme
  Maximum 3 (three) years
- Linkage BPR Joint Financing Scheme
  According to project eligibility, a maximum of 3 years
- Linkage BPR Executing for Employees Scheme
  Maximum 10 (ten) years
GUARANTEE:
Executing Scheme, Channeling Scheme
The main guarantee of BPR Operational Business Feasibility in accordance with Bank Indonesia / Financial Services Authority standards, Additional Guarantee :
1. Personal Guarantee for privately owned BPRs
2. For BPR Perbramid, the total guarantee is at least 100% (one hundred percent) of the credit limit . Cash Collateral and / or Fix Asset and / or Credit Insurance at least 50% (fifty percent) of the credit limit
3. The additional guarantee for BPR Perbamida is a minimum set replacement of 125% . Cash Collateral and / or Fix Asset and / or Credit Insurance at least 70% of the credit limit
APPLICATIONS REQUIREMENTS:
- Executing Scheme
  - The additional guarantee for BPR Perbamida is a minimum set replacement of 125% . Cash Collateral and / or Fix Asset and / or Credit Insurance at least 70% of the credit limit. The last year's BPR Perbarindo Health Level was in the "HEALTHY ENOUGH" category as reported to the Financial Services Authority
  - Analysts verify the Soundness of the BPR through self-assessment with data sources from the Financial Services Authority website.
- Channeling and Joint Financing Scheme
  - BPR must have been operational for at least 1 (one) year as evidenced by an operational permit from the Ministry of Finance / Bank Indonesia / Financial Services Authority.
  - The result of the Bank's examination of the minimum RB Soundness Level is the "HEALTHY ENOUGH" category as evidenced by a certificate from the Financial Services Authority
- Executing patterns, Channeling