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It is financing provided to help you have gold easily. This financing uses the Murabahah principle.


Maximum financing of IDR 150,000,000 (one hundred and fifty million rupiah) for each customer


24 carrats gold bar with a minimum weight of 10 grams.


  1. Minimum period of 24 month
  2. Maximum period of 60 month


  1. Indoensia Citizen
  2. Age at least 21 (twenty one) years old or married and authorized to take legal action (age according to age in KTP)
  3. Having income which according to the banks calculation can guarantee the contiunity of payment until the financing is paid off
  4. Having a permanent job (as employee or other job that gets a fixed salary) or running his own business (enterprenuer) with a minimum work period of 1 (one) year.
  5. Do not have financing problem in either bankjatim or other banks
  6. Submitting a personal NPWP for the applicant with the amount of financing more than IDR 100,000,000 (one hundred million rupiah) or SPT article 21
Permanent Income/Employee Irreguler Income/Enterpreneur
Fill out the form and agreement Fill out the form and application agreement
Submit a copy of valid identification (KTP/SIM/Passport) Submit a copy of valid identification (KTP/SIM/Passport)
Submit a copy of salary slips or income cartificates that have been authorized by authorized officials Submit an Income statement
Submit a copyof account book at bank jatim or other bank Submit a copy of account book at Bank Jatim or other banks
Submit a power of attorney to deduct salary for the collective installment payment Practice permit (for those who have a proffesion)
For futher information about our product, please call Info Bank Jatim 14044 or come directly to the nearst branch offices sharia Bank Jatim