Kepemilikan Logam Emas IB Barokah

It is financing provided to help you have gold easily. This financing uses the Murabahah principle.

FINANCING LIMIT

Maximum financing of IDR 150,000,000 (one hundred and fifty million rupiah) for each customer

COLLATERAL

24 carrats gold bar with a minimum weight of 10 grams.

TIME PERIOD

REQUIREMENTS :

Indoensia Citizen
Age at least 21 (twenty one) years old or married and authorized to take legal action (age according to age in KTP)
Having income which according to the banks calculation can guarantee the contiunity of payment until the financing is paid off
Having a permanent job (as employee or other job that gets a fixed salary) or running his own business (enterprenuer) with a minimum work period of 1 (one) year.
Do not have financing problem in either bankjatim or other banks
Submitting a personal NPWP for the applicant with the amount of financing more than IDR 100,000,000 (one hundred million rupiah) or SPT article 21

Permanent Income/Employee	Irreguler Income/Enterpreneur
Fill out the form and agreement	Fill out the form and application agreement
Submit a copy of valid identification (KTP/SIM/Passport)	Submit a copy of valid identification (KTP/SIM/Passport)
Submit a copy of salary slips or income cartificates that have been authorized by authorized officials	Submit an Income statement
Submit a copyof account book at bank jatim or other bank	Submit a copy of account book at Bank Jatim or other banks
Submit a power of attorney to deduct salary for the collective installment payment	Practice permit (for those who have a proffesion)