bank jatim performance continues to grow until the end of 2013
Date: 17 december 2013Categories : All News, All News
Entering the end of the third quarter in 2013, PT Bank Pembangunan Daerah Jawa Timur Tbk continues to demonstrate the performance is quite encouraging. As of November 2013, Bank Jatim had a net profit of Rp 859.9 billion or an increase of 25.14% over the same period the previous year. the figure was derived from net interest income contributed November 2013 by Rp2, 23 trillion or grew by 24.72% (YoY) and Other Operating Income amounted to Rp395, 8 billion grew 23.97% (YoY).
While total assets, as of November 2013 managed to record the acquisition of Bank Jatim was Rp 36.69 trillion, up 12.99% from the same period in the previous year (YoY) amounting to Rp32, 47 trillion. The gains derived from the contribution of significant credit growth in November 2013 reached Rp 22.33 trillion, an increase of 17.56% from November 2012 amounting to Rp 18.99 trillion.
As for the Java Bank credit growth, credit Purse Kencana contribute in enhancing assets. Credit including credit schemes into one of Java's prolific Bank grew by 113.62% (YOY). While the Bank's overall credit earning Java grew by 28.28% (Year To Date / YTD) from Rp 6, 47 trillion in December 2012 to Rp 8.3 trillion in November 2013.
According to the Director of Bank Hadi Sukrianto Java, East Java Bank credit growth next year is expected to continue to rise significantly as the Bank Jatim plan that will work at the micro-level concern in 2014 that has not been explored by the bank to the fullest.
"We see great opportunities in the micro level, of approximately 6.8 million SMEs in East Java, are still largely untapped banking. Therefore we will try to get closer to them to open a minimum of 40 micro-banking outlets during 2014, "said Hadi.
Furthermore Hadi explained that effort was also made to work on SMEs in order to increase the share of commercial loans Bank Jatim.
"Currently, Bank Jatim portion of the commercial loan is lower than consumer loans. Therefore, by focusing on the micro segment composition of commercial and consumer credit can be balanced 50:50, with an initial target of Rp 1 trillion we are optimistic it can be realized, "said Hadi.
While the acquisition of deposits to the position November 2013 Bank Jatim also recorded a growth of Rp 29.43 trillion, an increase of 14.5% in the same period in the previous year amounted to 25.70 trillion. With the largest contribution coming from the savings grow 22, 48%
While the number of customers, there were 3,629,841 people are customers of Bank Jatim, which is an increase of 93.52% from the same period in the previous year to reach 1,875,656 people customers. The existence of a significant increase in the number of customers, one of the highest contributions contributed by the type of savings are gained 96.64% or equivalent rise as much as 1,748,641 customers.
This suggests that the deposits of Bank Jatim is dominated by cheap fundraiser, with the proportion of current and savings accounts to total deposits (CASA RATIO) is 72.26% in November 2013.
In addition, to continue to improve for the better performance of Bank Jatim also continue to try to improve the service with the addition of an office network and innovate on products berbasi IT prepared to facilitate customer transactions in the future. (stamp)