Maximize Lending , Bank Jatim cooperated with Perum Jamkrindo
Date: 22 january 2016Categories :
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As the pace of performance improvement at the beginning of 2016, especially in the areas of lending, bankjatim intensified in cooperation with several insurance companies as the credit guarantee institution. This is done with the signing of the Cooperation Agreement (PKS) with the Public Enterprise Credit Guarantee Indonesia or Perum Jamkrindo at the JW Marriot Surabaya (22.1).
There are 5 Cooperation Agreement (PKS) between bankjatim with Perum Jamkrindo this time, among other MCC Credit Guarantee Consumer, MCC Credit Guarantee Micro and Small Business, MCC Guarantee Bank Guarantee, MCC Credit Guarantee Working Capital Pattern decree and MCC Assurance Working Capital Standby Loan.
MCC was signed by bankjatim, the Managing Director of R. Soeroso with Director Agribusiness and Sharia Tony Sudjiaryanto with the Managing Director of Perum Jamkrindo Diding S. Anwar, along with Director General Company Bakti Prasetyo.
Based Financial Statements December 2015 (audited), lending bankjatim showed good performance and growth when compared to the same period the previous year (Year on Year / YoY) amounting to Rp 28.41 trillion, up 8.46% YoY.
Contributing the highest growth of the loan portfolio is of commercial loans which rose 10.00% (YoY) in the amount of Rp 5.70 trillion, followed by consumer loans which rose 8.83% (YoY) in the amount of Rp 18.19 trillion and SME loans which rose 5.21% in the amount of Rp 4.53 trillion. For premium, recorded per December 2015 to Jamkrindo bankjatim premium payments amounted Rp28,03 billion with a guaranteed amount of as much as 18.422 customers.
In addition to lending, which showed good performance during 2015 bankjatim able to demonstrate a firm that has a good reputation and boasts performance, including visible from total assets of Rp 42.80 trillion (up by 12.65% YoY), the acquisition of third party funds of Rp 34.26 billion (up 13.19% YoY).
Financial ratios bankjatim position in December 2015, which among others Return on Equity (ROE) of 16.11%, Nett Interest Margin (NIM) was 6.41%, Return Of Assets (ROA) of 2.67% and the Loan to Deposit Ratio (LDR) 82.92%.
bankjatim also continue to strengthen the network until kepelosok area by extending the service point. Up to December 2015, the number of network bankjatimtelah reach 1,425 service points consist of one Central Office, 45 Branch Offices, 165 Branch 185 Cash Office, 97 Office services Sharia, 171 payment points, 65 Cash Car, 6 Mobil ATM, 688 ATM and 2 CDM.