• KREDIT KEPADA KOPERASI UNTUK ANGGOTANYA (KKPA) a credit which granted to cooperative to be distributed to its member with the gradual thawing
  • Credit Target
    1. Koperasi Pegawai Republik Indonesia (KPRI),
    2. Employee / BUMN/BUMD / bonafide private company Cooperative,
    3. TNI – POLRI Cooperative,
    4. Pusat Koperasi Unit Desa Jawa Timur (PUSKUD JATIM)
    5. Pusat Koperasi Wanita Jawa Timur (PUSKOWANJATIM)
    6. Multipurpose Cooperative (KSU),
    7. Saving and Loan Cooperative (KSP), and,
    8. Others Cooperative.
  • Time Period
    The term of the KKPA credit facility includes 
    1. A cooperative whose members :
      • not fixed income a maximum  of 5 (five) years
      • fixed income a maximum of 8 (eight) years
      • PNS / BUMN employees, a maximum of 16 (sixteen) years
    2. Sugarcane Sector Cooperative for a maximum of 2 years
  • Credit Plafond
    Determined based on the result of credit analysis needs assessment and the ability of credit repayment
  • Interest Rate
    Low, competitive, and attractive interest rate.
  • Credit Guarantee
    1. The main guarantee is in the form of business feasibility;
    2. Additional collateral in the form of debtor assets, both movable and immovable property and / or in other forms that can be bound according to the provisions:
  • Credit Application Requirements
    1. Photograph of the entire boards 4x6,
    2. Copy of personal identity (ID card / driving license / Reference Letter from the village head/urban village head if the ID card is not applicable) of the entire boards,
    3. Copy of the Establishment Deed following the changes legalized by the department,
    4. Copy of Cooperative Legal Entity legalized by the department,
    5. Copy of the Member Annual Meeting (RAT) report last recently 2 (two) years legalized by the department,
    6. List the arrangement of boards and supervisors legalized by the department,
    7. TIN, SIUP / TDP,
    8. List and count the member and/or member candidate,
    9. If the cooperative already has SIUP / TDP / TDI, please submit the copy to the Bank,

Terms, conditions/for more information about our products, please contact Info Bank Jatim 14044 or visit branch offices Bank Jatim.